GC Facultative Insurance (GCFAC®)

Automatic and semiautomatic reinsurance structures for property and casualty help you make the most of opportunities, improve capital management and advance underwriting strategies. These programs deliver more cost-effective risk transfer solutions than some treaty risk transfer products, while providing additional limits and/or modifying attachment points. They integrate seamless and efficient reinsurance risk cessions, accounting and processing functions. You are able to carve out a segment of exposure to enhance treaty placement: an Auto Carve Out, for example, or unique property risks which fall out of reinsurance treaty parameters or present an otherwise outlying risk to your portfolio.

In the US, Guy Carpenter's facultative reinsurance platform, GC FacExchange, helps insurers transfer exceptional individual risks on a same- or next-day basis, with industry-leading efficiency. Most risks can now be ceded to a standing facility, bound within 48 hours and reported in a monthly bordereau: one call, one report, one bill and one-stop claims tracking. Guy Carpenter aggregates and analyzes all of your data, affording you with reinsurance rate analysis, reinsurer limits profiles and claims reconciliation.